Business Bank Account
Where Other Setups Stall, We Open
Opening a corporate account in Hong Kong has become the hardest part of the incorporation journey. MONDAY leverages a decade of direct banking relationships to introduce, prepare, and accompany your application — so KYC clears the first time, not the third.
Takes about 2 minutes | No credit card required
60% rejection rate for unaccompanied applications
Average 8–12 weeks for traditional onboarding
Three different KYC standards across major banks
The Hong Kong Banking Maze
Every bank in Hong Kong publishes the same documentary checklist — but each one interprets enhanced due diligence differently. A clean-on-paper applicant gets declined by Bank A in two weeks, and approved by Bank B in ten days. The difference is rarely the company. It is the framing, the relationship manager, and a clean line of sight from beneficial owner to business model.
We’ve spent ten years learning where each bank’s risk appetite actually sits, and we route your application accordingly.
Our Banking Network
Direct introductions across traditional banks, virtual banks, and global digital platforms — selected to match your transaction profile and home market.
HSBC
TIER 1 · TRADITIONAL
Standard Chartered
TIER 1 · TRADITIONAL
Hang Seng Bank
TIER 1 · LOCAL
BOC Hong Kong
TIER 1 · LOCAL
DBS Hong Kong
TIER 2 · REGIONAL
OCBC Wing Hang
TIER 2 · REGIONAL
ZA Bank
VIRTUAL
Airstar / WeLab / Mox
VIRTUAL
Cross-border note: for groups with PRC, EU, or US parent entities we coordinate parallel introductions to Citi, J.P. Morgan, and BNP Paribas where transaction volume justifies a global-bank relationship.
Application Process
Scoping
A 30-minute call to map transaction flows, source of funds, and shareholder geography against bank risk appetites.
KYC Pack
We assemble a banker-ready file: business plan, contracts, invoices, ID, address proofs, and beneficial-owner declarations.
Introduction
A direct, named introduction to a relationship manager — not a public referral form — at the bank best matched to your profile.
Attended Meeting
We attend the bank interview with you, manage follow-up questions, and chase to approval. Typical timeline: 4–6 weeks.
What you'll
need to prepare.
The headline list is short. The detail is where applications succeed or fail — we’ll walk every item with you before the bank sees a single page.
Identity
Certified passport and residential address proof for each director, shareholder, and beneficial owner over 10%.
Corporate
Certificate of Incorporation, BR Certificate, NNC1, Articles of Association, and current statutory registers.
Business Substance
Signed customer contracts, supplier invoices, website, sales decks — anything that demonstrates real activity.
Source of Funds
6–12 months of personal or parent-company bank statements supporting the proposed initial deposit.
Get to "Account Opened" — first attempt.
Tell us about your business in a 2-minute form. We’ll review your profile, recommend the right bank, and prepare your KYC pack before the first conversation.
Prefer to talk first? Schedule a call instead.